Housing Applications
Please note that all housing applications will be reviewed at the Housing Department for completeness. Vacancies are addressed by the Housing Committee as vacancies become available. Housing applications are active for one year from the date of completed application. If you have questions concerning the status of your application, please contact the housing office at 705-865-2421.
Objective:
The objective of the Housing Department is to plan, develop, and maintain the Sagamok housing infrastructure with the principles of providing quality and affordable housing; promoting pride; home ownership responsibility, healthy homes and individual well-being; and to safeguard and manage the community’s capital housing investment.
Organization:
The housing department is currently a component within the Planning and Infrastructure Unit. The Community Infrastructure Department and the Housing Department have the joint responsibility of managing and maintaining the housing infrastructure. The housing department consists of a housing manager, housing officer and housing administrator.
Felix Stoneypoint, Housing Manager
Primary responsibility is for the overall planning, organizing, controlling and evaluating Sagamok Anishnawbek’s housing program. Directs and oversees the day-to-day operations of the program to achieve goals within available resources.
Angela Toulouse, Housing Officer
Primary responsibility to monitor, manage and administer tenant profiles and rental units.
Angela Southwind, Housing Administrator
Primary responsibility is to provide clerical, administrative and record keeping duties for the Housing Department.
Housing Committee Members:
Donna Trudeau, Chairperson Adrienne Eshkakogan, Vice-Chairperson
Pamela Sago-Toulouse, Secretary Cecil Toulouse
Edward Southwind Marilyn Southwind
Other Resources:
The housing department continues to utilize external resources for the delivery of community housing services which includes the following; North Shore Tribal Council (NSTC)- Technical Services and Occupational Therapists; Canada Mortgage and Housing Corporation (CMHC) operational and management services; Ontario First Nation Technical Services Corporation (OFNTSC) and Health Canada – Environmental Health Services.
Key Activities:
The following list summarizes the key activities of the housing department:
operation and maintenance of community housing rental units (154)
annual assessments of all housing units
rent and loan collections
administration of Renovations
construction of new homes/multi-units.
coordination of housing services (RRAP, Inspections, H&W, etc)
public relations, sharing and reporting of housing information
The housing department manages and operates its housing program from two major sources of revenues; a CMHC housing subsidy and rental revenues from housing tenants. At times, other funding subsidies are offered to the housing program.
A housing committee has been approved by band council and its primary responsibility is to provide guidance to the housing department in areas related to policies and procedures, and to address the community housing related issues. A Terms of Reference for the committee has been developed and approved which provides a detailed accountability framework on the committee’s function and responsibility.
Since 1998 the band administration has completed eighteen (18) housing construction phases consisting of the construction of 156 housing rental units through capital financing from RBC, INAC, and CMHC. The housing stock consists various individual bungalows, duplexes, tri- plexes, four-plexs, five-plexs, and apartment complexes in the community. There are several housing units (4) that are also considered band owned and thus managed by the housing department.
Rental arrears continues to be an issue addressed by the housing department. A number of community presentations and displays have been offered to the community membership outlining the rental arrears to date. Community surveys have been completed and results have been compiled in an attempt to determine the course of action for housing arrears. The band council has approved the Declaration of Zero Tolerance for non-payment of rent. Since that adoption, the rental arrears has been decreasing and will continue to decrease.
An annual allocation of CMHC - RRAP funding also provides an opportunity for private homeowners to upgrade and renovate their homes. A total of two homeowners benefits from this program. Currently, the housing department continues to administer the annual allocation of 2.5 RRAP units. RRAP is managed and inspected by NSTC – Technical Services.
Housing Demographics
As of March 31, 2017, the total of Sagamok Anishnawbek’s registered band membership is 2895 consisting of 1574 members living on-reserve.
Sagamok Anishnawbek owns and manages all the buildings in the capital housing program and carries debt financing on the RBC and CMHC residential units. The remaining residential units are classified as band owned.
HOUSING PORTFOLIO MANAGEMENT
There are 18 phases (including phases 6 and 18 managed by CWD) with a total of 138 CMHC rental units managed by housing and a total of 22 Residential Buildings which are owned by the First Nation. Each phase consists of the following:
Phase 1: 9 units – Bungalows
Phase 2: 5 units – Bungalows
Phase 3: 7 units – Bungalows
Phase 4: 24 units – Bungalows
Phase 5: 23 units – Bungalows and Multi-Units
Phase 6: 14 units – Eagles Lodge (managed by CWD)
Phase 7: 9 units – Bungalow and Multi-Units
Phase 8: 10 Units – Bungalows and Multi-Units
Phase 9: 16 Units – Bungalows and Multi-Units
Phase 10: 8 Units – Multi-Units
Phase 11: 4 units – Four-Plex
Phase 13: 5 units – Five-Plex
Phase 14: 6 units – Duplexes
Phase 15: 4 units – Duplexes
Phase 16: 4 units – Bungalows
Phase 17: 4 Units – Bungalows
Phase 18: 10 Units – Eagle Lodge Expansion (managed by CWD)
Phase 19: 10 Units - Duplexes and Five-Plex
Total CMHC Units – 172 Units
The following residences are also rental units managed by the Housing Department:
Lakeview Apartments #1 – 6 Units
Lakeview Apartments #2 – 6 units
Band Owned – 4 units – Bungalows
INAC FUNDED 16/17 – 6 Units– Duplexes – (Currently Under Construction)
Total Residential Buildings: 22 Units
All of the Band Residential Buildings, RBC, and CMHC units are assessed, monitored and maintained for the term of the applicable mortgage (i.e. 25 years).
REPLACEMENT RESERVE – SECTION 95 HOUSING
The replacement reserve is a fund kept by each housing sponsor under the terms of its operating agreement with CMHC. The reserve is used to replace or repair what are known as capital items. The replacement reserve is funded from a sponsor’s operating budget through an annual or monthly transfer to the reserve. The amount to be transferred, which is an eligible operating expense, is the amount set out in the operating agreement or another amount approved by CMHC.
CMHC PROGRAMS AND GUIDELINES
The federal government provides assistance for On Reserve Housing Units by providing loans that are fully or partly forgivable to those that are less than $42,000 household income bracket. The programs are available by CMHC are:
The above funds are limited and have specific requirements or qualifications to receive the benefits of above programs. Additionally, the funding is further limited by the geographic area and who is eligible to receive this assistance. The qualifications have specifics such as age of house and the applicant’ income or if there is any one in the household with a disability.
COMMUNITY HOUSING RENOVATIONS
The band council may approve housing funding for privately owned homes which addresses renovations for band members who are elders or persons with disabilities or families on fixed or limited income. Eligibility is limited to homes lacking basic facilities or in need of major and minor repairs in one or more of the following categories:
For further information, ask any questions or present any concerns, please call (705) 865-2421 and speak to one of the Housing Department staff listed below:
Felix Stoneypoint Housing Manager ext.236
Angela Toulouse Housing Officer ext.245
Angela Southwind Housing Administrator ext.244
Ever consider a RENT - TO - OWN HOME in Sagamok?
There are homes now available for families to have the opportunity to own their own home under a Rent-To-Own arrangement!
2 day OPEN HOUSE for two designs
[Martel Design & Third Line Design]
Tuesday, February 26 .......... 9:00am - 12:00pm (noon)
Wednesday, February 27 ..... 10:00am - 2:00pm
Maple Ridge Subdivision
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RENT TO OWN Model – MARTEL DESIGN (Maple Ridge subdivision)
5 Bedroom Bungalow is currently being constructed and is owned by Sagamok Anishnawbek Council.
The residence has Five (5) bedrooms, finished basement, one and a half bathrooms, utility/laundry in basement and heated by propane heating system with HRV. Housing located in the Maple Ridge subdivision area.
- Must complete RTO Housing Application form (available at open house).
- First and last month’s rent is required - $ 1,150.00 ($575 + $575)
- Reference letters (Character & Landlord) are mandatory.
- Must provide a credit report with RTO Housing Application Form along with Proof of Income.
- Must not owe or have any arrears with Sagamok Anishnawbek Housing Department. (contact housing office for clarification/information).
- Non-refundable deposit of $5,000.00 in the form of Certified Cheque, Money Order or Cash to accompany application. No exceptions to the rule on deposit.
- RTO Applications shall be reviewed by Housing Committee for final decision.
- Available at $ 575.00 monthly-25 Year mortgage term
The housing office will have an Open House commencing:
February 26, 2019 from 9:00 a.m. - 12 noon
February 27, 2019 from 10:00 a.m.-2:00 p.m.
Inquires can be made at Housing Department @ 705-865-2421
RENT TO OWN Model – 3rd LINE DESIGN (Maple Ridge subdivision)
5 Bedroom Bungalow is currently being constructed and is owned by Sagamok Anishnawbek Council.
The residence has Five (5) bedrooms, finished basement, one and a half bathrooms, utility/laundry in basement and heated by propane heating system with HRV. Located in the Maple Ridge subdivision area.
- Must complete RTO Housing Application form
- First and last month’s rent is required - $ 1,150.00 ($575 + $575)
- Reference letters (Character & Landlord) are mandatory.
- Must provide a credit report with RTO Housing Application Form along with Proof of Income.
- Must not owe or have any arrears with Sagamok Anishnawbek Housing Department. (contact housing office for clarification / information).
- Non-refundable deposit of $5,000.00 in the form of Certified Cheque, Money Order or Cash. No exceptions to the rule on deposit.
- RTO Applications shall be reviewed by Housing Committee for final decision.
- Available at $ 575.00 monthly-25 Year mortgage term
The housing office will have an Open House commencing:
February 26, 2019 from 9:00 a.m. - 12 noon
February 27, 2019 from 10:00 a.m.-2:00 p.m.
Inquires can be made at Housing Department @ 705-865-2421
Find the events we created in this group so that you can bookmark it and have reminders sent to you here:
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Sagamok Anishnawbek Housing Application Process