Sagamok Anishnawbek First Nation
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Housing

Housing Applications

Please note that all housing applications will be reviewed at the Housing Department for completeness. Vacancies are addressed by the Housing Committee as vacancies become available. Housing applications are active for one year from the date of completed application. If you have questions concerning the status of your application, please contact the housing office at 705-865-2421.

Objective:

The objective of the Housing Department is to plan, develop, and maintain the Sagamok housing infrastructure with the principles of providing quality and affordable housing; promoting pride; home ownership responsibility, healthy homes and individual well-being; and to safeguard and manage the community’s capital housing investment.

Organization:

The housing department is currently a component within the Planning and Infrastructure Unit. The Community Infrastructure Department and the Housing Department have the joint responsibility of managing and maintaining the housing infrastructure. The housing department consists of a housing manager, housing officer and housing administrator.

Felix Stoneypoint, Housing Manager

Primary responsibility is for the overall planning, organizing, controlling and evaluating Sagamok Anishnawbek’s housing program. Directs and oversees the day-to-day operations of the program to achieve goals within available resources.

Angela Toulouse, Housing Officer

Primary responsibility to monitor, manage and administer tenant profiles and rental units.

Angela Southwind, Housing Administrator

Primary responsibility is to provide clerical, administrative and record keeping duties for the Housing Department.

Housing Committee Members:

Donna Trudeau, Chairperson                Adrienne Eshkakogan, Vice-Chairperson
Pamela Sago-Toulouse, Secretary        Toni Bennett
Wilhemina Bennett                                Cecil Toulouse
Edward Southwind                                 Marilyn Southwind

Other Resources:
The housing department continues to utilize external resources for the delivery of community housing services which includes the following; North Shore Tribal Council (NSTC)- Technical Services and Occupational Therapists; Canada Mortgage and Housing Corporation (CMHC) operational and management services; Ontario First Nation Technical Services Corporation (OFNTSC) and Health Canada – Environmental Health Services.

Key Activities:

The following list summarizes the key activities of the housing department:
operation and maintenance of community housing rental units (154)
annual assessments of all housing units
rent and loan collections
administration of Renovations
construction of new homes/multi-units.
coordination of housing services (RRAP, Inspections, H&W, etc)
public relations, sharing and reporting of housing information

The housing department manages and operates its housing program from two major sources of revenues; a CMHC housing subsidy and rental revenues from housing tenants. At times, other funding subsidies are offered to the housing program.

A housing committee has been approved by band council and its primary responsibility is to provide guidance to the housing department in areas related to policies and procedures, and to address the community housing related issues. A Terms of Reference for the committee has been developed and approved which provides a detailed accountability framework on the committee’s function and responsibility.

Since 1998 the band administration has completed eighteen (18) housing construction phases consisting of the construction of 156 housing rental units through capital financing from RBC, INAC, and CMHC. The housing stock consists various individual bungalows, duplexes, tri- plexes, four-plexs, five-plexs, and apartment complexes in the community. There are several housing units (4) that are also considered band owned and thus managed by the housing department.

Rental arrears continues to be an issue addressed by the housing department. A number of community presentations and displays have been offered to the community membership outlining the rental arrears to date. Community surveys have been completed and results have been compiled in an attempt to determine the course of action for housing arrears. The band council has approved the Declaration of Zero Tolerance for non-payment of rent. Since that adoption, the rental arrears has been decreasing and will continue to decrease.

An annual allocation of CMHC - RRAP funding also provides an opportunity for private homeowners to upgrade and renovate their homes. A total of two homeowners benefits from this program. Currently, the housing department continues to administer the annual allocation of 2.5 RRAP units. RRAP is managed and inspected by NSTC – Technical Services.

Housing Demographics

As of March 31, 2017, the total of Sagamok Anishnawbek’s registered band membership is 2895 consisting of 1574 members living on-reserve.

Sagamok Anishnawbek owns and manages all the buildings in the capital housing program and carries debt financing on the RBC and CMHC residential units. The remaining residential units are classified as band owned.

HOUSING PORTFOLIO MANAGEMENT

There are 18 phases (including phases 6 and 18 managed by CWD) with a total of 138 CMHC rental units managed by housing and a total of 22 Residential Buildings which are owned by the First Nation. Each phase consists of the following:
Phase 1:   9 units – Bungalows                                
Phase 2:   5 units – Bungalows            
Phase 3:   7 units – Bungalows            
Phase 4:  24 units – Bungalows
Phase 5:  23 units – Bungalows and Multi-Units         
Phase 6:  14 units  Eagles Lodge (managed by CWD)
Phase 7:    9 units – Bungalow and Multi-Units            
Phase 8:  10 Units – Bungalows and Multi-Units
Phase 9:  16 Units – Bungalows and Multi-Units         
Phase 10:  8 Units – Multi-Units      
Phase 11:  4 units – Four-Plex 
Phase 13:  5 units – Five-Plex 
Phase 14:  6 units – Duplexes
Phase 15:  4 units – Duplexes
Phase 16:  4 units – Bungalows
Phase 17:  4 Units – Bungalows
Phase 18: 10 Units – Eagle Lodge Expansion (managed by CWD)
Total CMHC Units – 162 Units
The following residences are also rental units managed by the Housing Department:
Lakeview Apartments #1 – 6 Units
Lakeview Apartments #2 – 6 units
Band Owned – 4 units – Bungalows
INAC FUNDED 16/17 – 6 Units– Duplexes – (Currently Under Construction)
Total Residential Buildings: 22 Units

All of the Band Residential Buildings, RBC, and CMHC units are assessed, monitored and maintained for the term of the applicable mortgage (i.e. 25 years).

REPLACEMENT RESERVE – SECTION 95 HOUSING
The replacement reserve is a fund kept by each housing sponsor under the terms of its operating agreement with CMHC. The reserve is used to replace or repair what are known as capital items. The replacement reserve is funded from a sponsor’s operating budget through an annual or monthly transfer to the reserve. The amount to be transferred, which is an eligible operating expense, is the amount set out in the operating agreement or another amount approved by CMHC.

CMHC PROGRAMS AND GUIDELINES

The federal government provides assistance for On Reserve Housing Units by providing loans that are fully or partly forgivable to those that are less than $42,000 household income bracket. The programs are available by CMHC are:
Residential Rehabilitation Assistance Program (RRAP)
Rental Residential Rehabilitation Assistance Program(Rental RRAP)
Residential Rehabilitation Assistance Program for Persons with Disabilities (RRAP-D)
Residential Rehabilitation Assistance Program – Conversion (RRAP-C)
Residential Rehabilitation Assistance Program – (RRAP) – Secondary/Garden Suite On-Reserve
Home Adaptation for Senior Independence or HASI
On-Reserve Housing Retrofit Initiative – (CMHC – Section 95 Retrofits)
Emergency Repair Program (ERP)
Shelter Enhancement Program (SEP)

The above funds are limited and have specific requirements or qualifications to receive the benefits of above programs. Additionally, the funding is further limited by the geographic area and who is eligible to receive this assistance. The qualifications have specifics such as age of house and the applicant’ income or if there is any one in the household with a disability.

COMMUNITY HOUSING RENOVATIONS

The band council may approve housing funding for privately owned homes which addresses renovations for band members who are elders or persons with disabilities or families on fixed or limited income. Eligibility is limited to homes lacking basic facilities or in need of major and minor repairs in one or more of the following categories:
  • Structural    
  • Electrical
  • Plumbing
  • Heating, Health & Fire Safety

For further information, ask any questions or present any concerns, please call (705) 865-2421 and speak to one of the Housing Department staff listed below:

Felix Stoneypoint        Housing Manager          ext.236

Angela Toulouse          Housing Officer               ext.245

Angela Southwind        Housing Administrator   ext.244