Home Ownership and You ppt   

Housing Application Form  pdf icon

Policy: Section 11 Allocation of New and Exiting Housing Units  pdf

Policy: Section 13 Tenant Housing Transfers pdf icon

Housing Applications


Please note that all fully completed housing applications will be reviewed at the Housing Committee meetings as vacancies become available.  Housing applications are active for one year from the date of application.  If you have questions concerning the status of your application, please contact the housing office at 705-865-2421.


The objective of the Housing Department is to plan, develop, and maintain the Sagamok housing infrastructure with the principles of providing quality and affordable housing; promoting pride; home ownership responsibility, healthy homes and individual well-being; and to safeguard and manage the community’s capital housing investment.


 The housing department is currently a component within the Lands, Resources, and Infrastructure Unit. The Community Infrastructure Department and the Housing Department have the joint responsibility of managing and maintaining the housing infrastructure. The housing department consists of a housing manager, housing officer and housing clerk.

 ·         Felix Stoneypoint, Housing Manager

 Primary responsibility is for the overall planning, organizing, controlling and evaluating Sagamok Anishnabek’s housing program.  Directs and and oversees the day-to-day operations of the program to achieve goals within available resources.

 ·         Donna Trudeau, Housing Officer

 Primary responsibility to monitor, manage and administer tenant profiles and rental units.

 ·         Noella Toulouse, Housing Clerk

 Primary responsibility is to provide clerical, administrative and record keeping duties for the Housing Department.

Housing Committee Members:

 ·         Orion Southwind, Chairperson

 ·         Marilyn Southwind, Vice-Chairperson

 ·         Pamela Sago-Toulouse, Secretary

 ·         Erniestine Bob

 ·         Elaine Jones

 ·         Marilyn Jones

 ·         Pamela Keysis

 ·         Cecil Toulouse

 ·         Sheldon Toulouse

Other Resources:

 The housing department continues to utilize outside resources for the delivery of community housing services and it includes the following; NSTC- Technical Services; CMHC operational and management services; Ontario FN Technical Services; Medical Services Branch (EHO); and the NSTC – Occupational Therapists.

Key Activities:

 The following list summarizes the key activities of the housing department:

 ·         operation and maintenance of community housing rental units (142)

 ·         annual inspections of all housing units

 ·         rent and loan collections

 ·         administration of Emergency Renovations/home improvements

 ·         construction of new homes

 ·         coordination of housing services (RRAP, Inspections, H&W, etc)

 ·         public relations, sharing and reporting of housing information

 The housing department manages and operates its housing program from two major sources of revenues; a CMHC housing subsidy and rental revenues from housing tenants. At times, other funding subsidies are offered to the housing program.

 A housing committee has been approved by band council and its primary responsibility is to provide guidance to the housing department in areas related to policies and procedures, and to address the community housing related issues. A Terms of Reference for the committee has been developed and approved which provides a detailed accountability framework on the committee’s function and responsibility.

 Since 1998 the band administration has completed fourteen (14) housing construction phases consisting of the construction of 142 housing rental units through capital financing from RBC, INAC, and CMHC. The housing stock consists various individual bungalows, duplexes, tri- plexes, four-plexs, five-plexs, and apartment complexes in the community. There are several housing units (4) that are also considered band owned and thus managed by the housing department.

 Rental arrears continues to be an issue addressed by the housing department. A number of community presentations and displays have been offered to the community membership outlining the rental arrears to date. Community surveys have been completed and results have been compiled in an attempt to determine the course of action for housing arrears. The band council has approved the Declaration of Zero Tolerance for non-payment of rent. Since that adoption, the rental arrears has been decreasing and will continue to decrease.

 The band council has approved housing funding ($250,000) for privately owned homes which addresses “emergency renovations” for band members with disabilities, handicap, seniors, elders, or persons and families on fixed or limited income.

 An annual allocation of CMHC - RRAP funding ($42,500) also provides an opportunity for private homeowners to upgrade and renovate their homes. A total of two homeowners benefits from this program. Currently, the housing department continues to administer the annual allocation of 2.5 RRAP units. RRAP is managed and inspected by NSTC – Technical Services.

Housing Demographics

 As of March 2, 2012, the total of Sagamok Anishnawbek’s registered band membership is 2669 consisting of 1522 members living on-reserve.

 Sagamok Anishnawbek owns and manages all the buildings in the capital housing program and carries debt financing on the RBC and CMHC residential units. The remaining residential units are classified as band member owned.

CMHC Management Portfolio

 There are 14 phases (including phases 6 and 12 managed by CWD) with a total of 126 CMHC rental units managed by housing and each phase consists of the following:

 Phase 1: 9 units – bungalows (geared to income)

 Phase 2: 5 units – bungalows (geared to income)

 Phase 3: 7 units – bungalows (fixed rent)

 Phase 4: 24 units – bungalows (fixed rent)

 Phase 5: 23 units – various types (fixed rent)

 Phase 6: 14 units - Eagles Lodge (managed by CWD)

 Phase 7: 9 units – various housing types

 Phase 8: 10 Units – various housing types

 Phase 9: 16 Units – various housing types

 Phase 10: 8 Units - various housing types

 Phase 11: 4 units – Four-Plex construction

 Phase 12: 6 units – Foster Home (managed by CWD)

 Phase 13: 5 units – Five-Plex construction

 Phase 14: 6 units - duplexes

 Total CMHC Units – 126 Units

 The following residences are also rental units managed by the Housing Department:

 Lakeview Apartments #1 – 6 Units

 Lakeview Apartments #2 – 6 units

 Band Owned – 4 units - bungalows

 All of the Band, RBC, and CMHC units are inspected, monitored and maintained for the term of the applicable mortgage i.e. 25 years.

Replacement Reserve

 This is a separate account that is increased on an annual basis from the Operational Agreements with CMHC. These funds are to be utilized for the purpose of doing major replacements, i.e. structure components, appliances, which are part of this agreement.

Home Improvement CMHC-RRAP Guidelines

 The federal government provides assistance by providing loans that are fully or partly forgivable to those that are less than $42,000 household income bracket. The programs are available by CMHC are:

 Residential Rehabilitation Assistance Program or RRAP (0 - $16,000.00),

 Residential Rehabilitation Assistance Program – Disability or RRAP-D (0 - $16,000.00),

 Residential Rehabilitation Assistance Program for Conversion (0 - $16,000.00),

 Home Adaptation for Senior Independence or HASI (0 - $3,500.00).

 The above funds are limited and have specific requirements or qualifications to receive the benefits of above programs. Additionally, the funding is further limited by the geographic area and by who will receive this assistance. The qualifications have specifics such as age of house and the applicant’ income or if there is any one in the household will any disability.

Community Renovations approved by Band Council

The band council had reviewed and approved funding on emergency renovations for seniors, elders, and individuals with disabilities. The budget was approved in June 2012 with a budget of $250,000.00.